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Advantages of Mobile Banking and Why you Should Try it!
Gadgets have taken over the 21st century! We're residing in an era where the solution to even the slightest of our problems is right in our hands (quite literally with all our gadgets). Irrespective of whether you're looking for restaurants or booking an appointment, it's all there, right at the click of a button.
Despite the plus points of banking applications and the fact that it has made life so much easier, most of us still prefer paying our frequent bank visits to deposit cheques and transfer money, among other things. We prefer conducting all sorts of transactions offline, and take pride in getting those passbooks printed, as written proof of these transactions. It is quite evident that we find it hard to trust mobile apps with the security of our transactions. However, think again!
8 Advantages of Mobile Banking
Here are some of the boons of mobile banking you'd wish you knew.
1. View Your Account History
Thanks to mobile banking, you need not visit your bank from time to time to get historical records of all your transactions. You also don't have to stack all those passbooks to keep those records for future reference. The data for all your transactions is right there on an app! You can easily view all your transactions with the exact amount, time and parties involved. You can add filters for a quick view, and categorise these transactions based on your preference. It does sound better than inking sketches on passbooks.
2. Set Alerts
This is another cool feature of mobile banking, one that will help you keep tabs on your financial status at all times. Mobile banking apps allow you to set alerts so that you get instant notifications whenever there is some activity in your account. These alerts can be customised based on your preference. So, whether it's the sweet sound of your salary being credited or the deadline of bill payment, you might miss out on it, but your app won't fail to send you timely reminders.
3. Easy to Access
Mobile banking is no rocket science! You'll find your way through the app in no time. Additionally, you can perform numerous functions on the go; paying your bills, transferring money, viewing your transaction history or paying your child's tuition fee, it's all right there. All you need to do is install the app on your phone and get started. And why stick to your phone, when digibank by DBS can be installed on any technology-driven device. You can easily transact through your desktop or laptop as well. It's like an entire bank squeezed into your smartphone.
4. All-time Availability
For the working mums and dads out there, it's not easy to step out of your busy routines to visit the bank. This is where the importance of mobile banking steps in. Apps don't have operating hours and can be assessed anywhere at any time. All you need to do is check into your account and get started. It's all there, right at your fingertips. Also, worry not, even if it's midnight, the transaction is as safe as it would have been during any other time of the day.
5. Safer than Internet Banking
For a little background, mobile banking and internet banking are not the same. Mobile banking is done through an application on the phone, while internet banking is done through the browser on a single webpage. It's much safer to transact through an app rather than filling your details on a potentially unsafe portal. Certain banks like DBS guarantee 100% security when it comes to money transactions, so you need not worry about your money slipping into wrong hands.
6. Customisation
Mobile banking offers you the benefit of customising your account based on your frequent activities. Instead of sifting through millions of pages on the internet, or waiting in an hour-long queue at the bank, you can simply log in to your account and quickly finish what you were looking for at any point of time. Every single service that would have cost you time and energy at the bank is right there on the application on your phone. You can add filters to make it easier for you to find the service that you need.
7. Instant Fund Transfer
Mobile banking has got you covered, especially when you're running late on paying bills. If there's a last-minute payment that you need to make, you need only log into your account and make the payment. It's quite convenient and surprisingly instant! Also, it's a lot better than waiting in a long line at the bank, depositing the cheque and then staring at your phone for a text notification to confirm the transaction.
8. Put your Money to Work
When a medical emergency strikes, what would you prefer - peace of mind or worrying about the costs associated with the hospital bills? If it's the former, then mobile banking is just what you need! With affordable health insurance plans, policy covers for a wide range of treatments and amazing tax saving benefits, you can easily invest in an insurance policy (health, accident or travel), and bid farewell to your cost-related worries. Similarly, you can quickly invest in deposits and mutual funds at the click of a button and watch your money grow, over time.
The advantages of mobile banking are galore, and digibank by DBS offers all those mentioned above (and many more!) benefits at the click of a button. All you have to do is log into the app and get started. It's that simple!
Honestly, mobile banking has its own set of benefits. Technology-enabled banking is the future of banking in India. Gradually, more and more consumers a leaning towards mobile banking to manage their money, and you too should give it a try!
Also Read:
How to Choose an Online Bank?
Cashless Transactions: Advantages and Disadvantages
How to Choose Best Mutual Fund in India Read more
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A Guide to Common Skin Conditions in Children
Rashes, bumps or welts on a toddler’s skin occur due to some common allergies, sickness, heat and cold that cause changes in the skin. These are not usually harmful, and can be treated easily.
Toddlers are exposed to the outside environment a lot more than babies are. Though they are stronger than newborns, their immune systems are still developing and are not robust enough to withstand every infection or allergic reaction. Parents need to detect these conditions and get medical help to treat the problem for speedy recovery.
Video: 6 Common Skin Problems in Children
https://www.youtube.com/watch?v=93Zac7m_wqE
Common Rashes and Skin Problems in Kids
1. Chickenpox
This used to be quite a common rash among toddlers, but with the introduction of various vaccines, its occurrence has reduced considerably. It is contagious and spreads fast. Sometimes, it can leave itchy rashes and red marks.
Symptoms of Chickenpox in Children
It is easily detected as the child’s body is covered in blister-like itchy rashes. These marks take time to heal. They burst, dry up and then form a crust. It can be accompanied with fever.
Treatment of Chickenpox in Children
You must vaccinate your child in the prescribed age to avoid chickenpox. A mild cream can be applied on the blisters to soothe the itching after consulting your doctor.
2. Ring-worms
This is a common skin problem in toddlers and is caused due to a fungus which lives off dead skin, nail tissues or hair. It can be acquired from other children or animals. If the child shares his clothes or toys with an infected toddler, he could get the rash too. It usually affects scalp, feet and groin but can occur anywhere in the body.
Symptoms of Ring-worms in Toddlers
It starts as a red patch or a bump and transforms into an itchy red ring-like rash. It has scaly or blistery borders and is highly contagious.
Treatment of Ring-worms in Toddlers
Doctors usually prescribe anti-fungal creams for treatment. In case it affects the scalp of the child, then the specialist would recommend an anti-fungal shampoo or medicine.
3. Fifth Disease
This is contagious and is a mild illness which lasts for a couple of weeks in toddlers. It spreads through coughs and sneezes and is the most contagious before the rash appears.
Symptoms of Fifth Disease in Children
The fifth disease has flu-like symptoms and can be recognised by body rash, especially red cheeks.
Treatment of Fifth Disease in Children
This condition can be treated with adequate rest, pain relievers and fluids. Avoid giving aspirin without doctor’s recommendation. If an expecting mother’s first child is suffering from fifth disease, it is advisable to consult a doctor right away.
4. Warts
These are caused due to viruses and are mostly painless and do not cause any damage. They are highly contagious and also spread when you touch an object used by a person who is infected with the virus. Children must be prevented from biting nails as a preventive measure.
Symptoms of Warts in Toddlers
They are usually found on hands and fingers. They are mostly of skin-colour, but can be dark and rough sometimes. Plantar warts can grow on the feet.
Treatment of Warts in Toddlers
Cover them with bandages meant especially for warts or let them heal by themselves as there is no treatment for the condition.
5. Prickly Heat
Sweat causes prickly heat which are basically heat rashes. This usually happens during summer time or by putting on warm and tight clothes on the child.
Symptoms of Prickly Heat in Children
These rashes look like small pimples in red or pink color. They appear on the child’s head, shoulders and neck.
Treatment of Prickly Heat in Children
Most of the times they clear up on their own. In addition, prickly heat powder in combination with an anti-fungal soap available over the counter can be used. You can find a safe prickly heat powder here too.
6. Eczema
Children who are prone to eczema have allergies and asthma as well. The exact reason isn’t clear, but kids with low immune system face this problem. Be careful about rashes with dry skin or intense itching. Atopic dermatitis is a very common type of this disease. It outgrows with time or have milder cases once children grow up.
Symptoms of Eczema in Kids
Atopic eczema usually appears near the elbows, back of knees, ears and eyes. The skin becomes itchy, red and dry.
Treatment of Eczema in Kids
Apply a mild soap and moisturiser over the infected area. You can buy a skin-friendly gentle soap for your baby. Avoid steaming hot baths as they can further dry up the skin. Consult a doctor for medicated creams and ointments that reduce the itching.
Take care of your child’s skin by maintaining a hygienic routine and making him wash his hands regularly to keep infections at bay. As soon as you notice something unusual that is making the child uncomfortable, consult a doctor. Read more
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10 Beautiful Reasons To Use Herbal Makeup
The world of skincare has now gone herbal. Synthetically produced chemicals have been replaced by natural herbs and we are not complaining. After all, herbal makeup has the potential to revamp your look without any of the side effects that chemical products often leave behind!
A lot of our skincare woes stem from chemical makeup products. While they have stunning immediate effects, the long-term effects, especially when you cross 40, are often severe. Transitioning to herbal skincare can allegedly rid you of this baggage. But all said and done, is herbal makeup really suitable and effective for the kind of skin benefits you seek?
To help you make a decision, we present the top 10 benefits – with product recommendations- that switching to herbal makeup can bring you. Read, analyse and then choose for yourself!
How Herbal Makeup Can Keep You Glowing
1. Keeps Dry Skin Hydrated
Many herbal makeup products contain rose petals that make your skin just that – rosy! If you have dry skin, makeup has probably been a dehydrating nightmare for you. Try a rejuvenating product like Avon Naturals' Rose & Pearl Powdery Cream to keep your skin radiant.
2. Stops Nails From Breaking
Who hasn't experienced the irritation of broken or chipped nails and nails that look really dull once the enamel has worn off? Well, herbal nail-paints do not contain acetone and toluene and can make your nails less fragile!
3. Adds Volume To Eyelashes
If your eyelashes look dull and under nourished, you should try out a volume-building product like Lotus Herbals' Ecostay volumising mascara. It is rich in extracts of Anugustifolia- a flowering plant known for its medicinal properties.
4. Keeps Nail Cuticles Hydrated
Not only do herbal nail products keep them from breaking, but they also nourish your cuticles. When your cuticles are moisturised and neat, your nails will end up looking like they do after those monthly manicure sessions!
5. Protects Lips From Darkening
If you have been avoiding lip makeup because you are scared of pigmentation, herbal lip balms are just what the doctor ordered. These contain shea butter, almond oil and jojoba oil – ingredients that beautify and protect your lips.
6. Natural Exfoliation
Have you never really been happy with your exfoliation routine? Try natural exfoliants – fruits! Something like Sara Grape Fruit-C Exfoliator or Fabindia's Orange Cinnamon Gel Scrub will help you not just exfoliate, but also control acne and make skin more youthful. Triple bonus.
7. Prevents Eyelash Fall
Longer eyelashes without the mascara – doesn't that sound great? Herbal eyeliners boast of castor oil that is known to promote eyelash growth by providing ample nutrition to your body.
8. Retains Moisture In Eyelids
Do your eyelids feel unnaturally dry? You should try an amla-based (Indian gooseberry) product like Shahnaz Husain Shaline Herbal Eyeliner. It helps retain the moisture of your eyelids and also gives you an intense, dramatic look.
9. Nourishes Dry Lips
Many chemical lip products use harsh pigments that dry up your lips and cause chapping. What you need is a therapeutic lip balm to keep your lips from cracking while also imparting them natural colour. Anything by Himalaya Herbals or Tatha Nature is a good buy.
10. Cures Topical Eye Disease
What if makeup could help you cure eye disease? You have to try a camphor-infused kajal that is scientifically proven to provide coolness, stress relief and cure eye eruptions and inflammation.
With herbal makeup promising your skin a world of benefits, it is worthwhile trying it out. Make sure you pick a brand only after doing background research on the same. Consult with a skin care specialist if you have a chronic skin condition or a history of breakouts. Read more
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Secrets for Work-at-Home Moms
Want to continue work after the arrival of your newborn? With many moms opting for home-based jobs, you don't need to wrestle, to manage kids and the office, too hard. Discover how to be a work-at-home mom and get the best of both worlds.
It often becomes difficult for work-at-home moms to survive motherhood and still have a career. Your mind is pulled toward zillion things and it's tough to balance all your priorities. While there's no shortcut or magical formula to become a successful work-at-home mom, with hard work and some wise tips you can have both.
Tips for Work-at-Home Moms to Balance Life
1. Have a Dedicated Place for Your Work
This is probably one of the biggest challenges that hinders productivity and keeps you from meeting deadlines. You need to find a quiet place where you can work peacefully so that you aren't distracted. If there are little hands tugging at your sleeve or calls of 'Mommy!' all the time, you'll never get anything done. Keep your work life and home life separate and you'll be able to achieve more.
2. Schedule a Time
Sticking to a schedule and setting regular office hours will save you from distractions. Even if you can't work for a full eight hours straight, working a couple of hours at a stretch can help you complete things faster. Try to get most of the work completed as early as possible rather than waiting for the last minute. When you're done, you can shut down work and get back to your children and hubby.
3. Dress Up
Yes, this matters. Do away with those PJs that keep you oh-so-comfy and get ready just the way you would if you were heading out to work. This simple act will not only make you feel good but will also get you in the zone. And if wearing a blazer and heels seems like too much work, you can just slip on a blouse and wear a smart skirt. Don't forget to touch up your eyes and apply a dab of lipstick.
4. Set Some Boundaries
Make a mental plan of boundaries for work and play time with the kids if you want to become an ace work-at-home mommy. You'll be able to concentrate on work and your children a lot better. Honour these new limits by making yourself available to take calls during working hours and putting your phone on silent mode when it's mommy time.
5. Hire a Reliable Caretaker
You didn't think you could do everything alone, did you? As much as you'd like to consider yourself a superwoman, you need a helping hand. Even if your child doesn't need day care, you'll probably have to hire a babysitter or a nanny. You could also ask a family member to mind your tot for a few hours too.
6. Dig out Some Vacation Time
If you opt for home-based work, things can turn sour when you realise that it's been ages since you left the house. Take some time out for yourself every once in a while. Plan a short vacation with your children and your partner even if it's just to the neighbouring state. You'll love the change and will come back recharged and raring to go.Supermoms don't exist. There are just ordinary moms doing some super-cool juggling between work and keeping house. Learn how to be a work-at-home mom who's busy making a career while being part of the early years of her children's lives. You can have the best of both worlds! Read more
Dr Priyanka Kalra has added a new answer
Expecting Mom due in 4 months
12 hours ago
Q. mam i am 21 week continuing in my pregnancy but my baby not moving as much
Dr Priyanka Kalra
Obstetrician and Gynaecologist
12 hours ago
A. pl do ultrasound. better to show to specialist always as they get the correct diagnosis. try to avoid self and extra medication that will only complicate this and create more damage to the child
Dr Ghouse has added a new answer
Mom of a Newborn child
11 hours ago
Q. #asktheexperts what is muconium staining?
Dr Ghouse
Paediatrician
11 hours ago
A. due to feetal distance that will be mcconium passing in the uterine cavity itself. if there is no relief it is better you see your doctor for proper examination particularly physical examination if there is need for doing investigations to find out the problem and treatment ok
Dr Ghouse has added a new answer
Expecting Mom due in 2 months
11 hours ago
Q. #asktheexperts What should I buy for my baby however I'm just expecting in 2 month
Dr Ghouse
Paediatrician
11 hours ago
A. you can get information regarding essentials of the new ones watch any YouTube channel. if there is no relief it is better you see your doctor for proper examination particularly physical examination if there is need for doing investigations to find out the problem and treatment ok
Rashmi has added a new answer
Expecting Mom due in 5 months
10 hours ago
Q. I got faint line all my pregnancy test and I missed my periods for 10 days but USG and TVs test confirm there is no pregnancy is there any chance that it is very early stage that's why it is not visible???? or TVs test is the last thing that can tell that really there is no pregnancy
Read moreRashmi
Mom of a 9 yr 7 m old girl
10 hours ago
A. I think it would be advisable for you to get an ultrasound done with your doctor that’s going to give you a clarity because if there is a pregnancy it would be visible at least at least that sack is visible if it’s a regular pregnancy so it would be advisable to have a test with your doctor
Dr. Minal Acharya has added a new answer
Guardian of 0 children
6 hours ago
Q. mere twins baby girl and boyhai one month 8 days old kya mai ghutti de sakte hun ya gripe water de sakte hun aur kab se start kar sakte hun
Dr. Minal Acharya
Nutritionist
6 hours ago
A. dear Mum, you should not give any sort of gripe water or ghutti to your baby. these are unhealthy and dangerous and can cause infection to your baby. so, these should be completely avoided.
Dr Vandan H Kumar has added a new answer
Guardian of 0 children
5 hours ago
Q. I am currently 32 week pregnant.I recently had growth scan.mu baby is in cephalic presentation. Does this change as I approach my due date. Also my EDD is July 25 and EDC is July 2. what is my expected due date. Also what is EDC?
Dr Vandan H Kumar
Paediatrician
5 hours ago
A. edc is expected date of delivery only.
that is 40 weeks
You will get more information for your query with your family doctor. You may meet your dr in person for proper guidance .
It is important to remain in contact with your doctor.
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